.page-disclaimer{
  background: var(--color-bg);
  color: var(--color-text);
  font-family: var(--font-body);
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding: clamp(20px, 4vw, 44px) clamp(16px, 4vw, 32px);
}

.page-disclaimer .breadcrumbs{
  margin: 0 0 22px;
}
.page-disclaimer .breadcrumbs-list{
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: .88rem;
}
.page-disclaimer .breadcrumbs-link{
  color: var(--color-text-muted);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color .2s ease;
}
.page-disclaimer .breadcrumbs-link:hover{
  color: var(--color-gold);
  border-color: var(--color-gold);
}
.page-disclaimer .breadcrumbs-current{
  color: var(--color-navy);
  font-weight: 600;
}

.page-disclaimer .legal-hero{
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-navy-deep) 100%);
  color: var(--color-inverse-text);
  padding: clamp(28px, 5vw, 56px) clamp(18px, 4vw, 52px) 0;
  border: 1px solid rgba(255,255,255,.06);
  box-shadow: var(--shadow-md);
}
.page-disclaimer .legal-hero::before{
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 6px;
  background: linear-gradient(90deg, var(--color-gold) 0%, var(--color-gold-light) 38%, transparent 72%);
}
.page-disclaimer .legal-hero::after{
  content: "";
  position: absolute;
  right: -60px;
  bottom: -80px;
  width: 260px;
  height: 260px;
  background: radial-gradient(circle, rgba(201,162,39,.16) 0%, transparent 70%);
  pointer-events: none;
}
.page-disclaimer .legal-hero__inner{
  position: relative;
  z-index: 1;
  max-width: 780px;
}
.page-disclaimer .legal-hero .section-eyebrow{
  color: var(--color-gold-light);
  margin: 0 0 12px;
}
.page-disclaimer .legal-hero h1{
  font-family: var(--font-headline);
  font-weight: 700;
  letter-spacing: -.02em;
  line-height: 1.14;
  font-size: clamp(1.75rem, 4.4vw, 2.75rem);
  margin: 0 0 16px;
}
.page-disclaimer .legal-hero__brand{
  color: var(--color-gold-light);
  font-size: .55em;
  font-weight: 600;
  letter-spacing: 0;
  margin-left: .2em;
}
.page-disclaimer .legal-hero__desc{
  font-size: clamp(1rem, 1.7vw, 1.12rem);
  line-height: 1.7;
  color: rgba(249,250,251,.82);
  max-width: 62ch;
}
.page-disclaimer .legal-hero__meta{
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin-top: 26px;
}
.page-disclaimer .legal-hero__meta .tag{
  background: rgba(201,162,39,.12);
  border: 1px solid rgba(232,199,102,.45);
  color: var(--color-gold-light);
}
.page-disclaimer .legal-hero__meta .data-text{
  font-family: var(--font-data);
  font-size: .9rem;
  color: var(--color-silver);
}
.page-disclaimer .legal-hero__visual{
  margin-top: clamp(24px, 5vw, 40px);
  border-top: 1px solid rgba(255,255,255,.14);
}
.page-disclaimer .legal-hero__img{
  display: block;
  width: 100%;
  height: 130px;
  overflow: hidden;
  background: var(--color-navy-deep);
}
.page-disclaimer .legal-hero__img img{
  width: 100%;
  max-width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  opacity: .85;
}

.page-disclaimer .clause-summary{
  margin-top: clamp(36px, 6vw, 64px);
}
.page-disclaimer .section-head{
  margin-bottom: 20px;
}
.page-disclaimer .section-head .section-eyebrow{
  margin: 0 0 8px;
}
.page-disclaimer .section-head .section-title{
  font-family: var(--font-headline);
  font-weight: 700;
  letter-spacing: -.02em;
  font-size: clamp(1.35rem, 2.6vw, 1.85rem);
  line-height: 1.2;
  margin: 0;
}
.page-disclaimer .section-head .section-desc{
  margin: 8px 0 0;
  color: var(--color-text-muted);
  line-height: 1.6;
  max-width: 60ch;
}
.page-disclaimer .clause-index{
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
.page-disclaimer .clause-index a{
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--color-bg-alt);
  border: 1px solid var(--color-line);
  border-left: 3px solid var(--color-gold);
  padding: 14px 16px;
  color: var(--color-text);
  text-decoration: none;
  font-weight: 600;
  font-size: .95rem;
  min-height: 52px;
  transition: background .2s ease, transform .2s ease, border-color .2s ease;
}
.page-disclaimer .clause-index a:hover,
.page-disclaimer .clause-index a:focus-visible{
  background: #fff;
  border-color: var(--color-gold);
  transform: translateY(-2px);
}
.page-disclaimer .clause-num{
  font-family: var(--font-data);
  font-size: .85rem;
  font-weight: 600;
  color: var(--color-gold);
  min-width: 26px;
}

.page-disclaimer .clause-stack{
  margin-top: clamp(32px, 5vw, 52px);
  display: grid;
  gap: clamp(14px, 2.4vw, 22px);
}
.page-disclaimer .clause-card{
  background: #fff;
  border: 1px solid var(--color-line);
  border-left: 4px solid var(--color-silver);
  transition: box-shadow .2s ease;
}
.page-disclaimer .clause-card[open]{
  box-shadow: var(--shadow-sm);
}
.page-disclaimer .clause-card--emphasis{
  border-left-color: var(--color-gold);
  background: #FFFDF6;
}
.page-disclaimer .clause-card summary{
  display: flex;
  align-items: center;
  gap: 12px;
  list-style: none;
  cursor: pointer;
  padding: 18px 20px;
  font-family: var(--font-headline);
  font-weight: 700;
  font-size: clamp(1.05rem, 2vw, 1.18rem);
  letter-spacing: -.01em;
}
.page-disclaimer .clause-card summary::-webkit-details-marker{
  display: none;
}
.page-disclaimer .clause-card summary::marker{
  content: "";
}
.page-disclaimer .clause-card__index{
  font-family: var(--font-data);
  font-size: .82rem;
  font-weight: 600;
  color: var(--color-gold);
  min-width: 32px;
  text-align: center;
  padding: 4px 4px;
  border: 1px solid rgba(201,162,39,.35);
}
.page-disclaimer .clause-card__title{
  line-height: 1.3;
}
.page-disclaimer .clause-card__toggle{
  margin-left: auto;
  font-family: var(--font-data);
  font-size: .78rem;
  color: var(--color-text-muted);
  white-space: nowrap;
}
.page-disclaimer .clause-card__closed-text{
  display: none;
}
.page-disclaimer .clause-card:not([open]) .clause-card__open-text{
  display: none;
}
.page-disclaimer .clause-card:not([open]) .clause-card__closed-text{
  display: inline;
}
.page-disclaimer .clause-card__content{
  padding: 0 20px 22px;
}
.page-disclaimer .clause-card__content p{
  font-size: .96rem;
  line-height: 1.75;
  color: var(--color-text);
  margin: 0 0 14px;
}
.page-disclaimer .clause-card__content p:last-child{
  margin-bottom: 0;
}
.page-disclaimer .clause-card__content ul,
.page-disclaimer .clause-card__content ol{
  margin: 0 0 14px;
  padding-left: 20px;
  display: grid;
  gap: 9px;
}
.page-disclaimer .clause-card__content ul:last-child,
.page-disclaimer .clause-card__content ol:last-child{
  margin-bottom: 0;
}
.page-disclaimer .clause-card__content li{
  font-size: .95rem;
  line-height: 1.7;
  color: var(--color-text-muted);
}
.page-disclaimer .clause-card__content strong{
  color: var(--color-text);
}
.page-disclaimer .clause-card__content a{
  color: var(--color-navy);
  text-decoration: underline;
  text-decoration-color: var(--color-gold);
  text-underline-offset: 3px;
  font-weight: 600;
}
.page-disclaimer .clause-card__content a:hover{
  color: var(--color-gold);
}
.page-disclaimer .clause-trust{
  margin: 18px 0 0;
  padding: 16px 18px;
  background: var(--color-bg-alt);
  border-left: 3px solid var(--color-gold);
  font-size: .95rem;
  line-height: 1.7;
  color: var(--color-text-muted);
}
.page-disclaimer .legal-contact{
  display: grid;
  gap: 8px;
  font-style: normal;
  background: var(--color-bg);
  border: 1px solid var(--color-line);
  padding: 16px;
  font-family: var(--font-data);
  font-size: .88rem;
  color: var(--color-text);
  margin: 16px 0 12px;
}
.page-disclaimer .legal-contact-note{
  font-size: .85rem;
  color: var(--color-text-muted);
  line-height: 1.7;
}
.page-disclaimer .legal-backtop{
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin-top: clamp(28px, 5vw, 48px);
  padding-top: 24px;
  border-top: 1px solid var(--color-line);
}

@media (min-width: 620px){
  .page-disclaimer .clause-index{
    grid-template-columns: repeat(2, 1fr);
  }
  .page-disclaimer .legal-hero__img{
    height: 180px;
  }
}
@media (min-width: 920px){
  .page-disclaimer .clause-index{
    grid-template-columns: repeat(3, 1fr);
  }
  .page-disclaimer .clause-card__content{
    padding-left: 66px;
  }
  .page-disclaimer .legal-hero__img{
    height: 200px;
  }
}
@media (prefers-reduced-motion: reduce){
  .page-disclaimer *{
    transition: none;
  }
}